Compare Towergate Home & Holiday Home Insurance

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Why Towergate Holiday Home Insurance

Towergate is a national insurance provider that offers over 200 insurance policies for both business, leisure and lifestyle.  They offer help with over 2000 trained staff. Towergate holiday home insurance is one of those many products, but is also one of the better known Towergate’s insurance products. 

They emphasise that their polices can be tailored to the customer individual needs and requirements. They also offer guidance should you wish to someone to talk you through the options available.

Get multiple quotes for holiday home insurance  by selecting the GET Quotes button, at which stage you will be transferred to SEOPA to complete one simple online inquiry form.

Towergate Specialisms

  • Home and Property : Insurance for holiday homes in the UK and Europe 
  • Lifestyle : Insurance for caravans and boats
  • Commercial Property : Insurance for landlords private and commercial property
  • Care and Medical : Care and medical insurance
  • Car Insurance : Car and motor trade insurance

Type of Holiday Homes

A holiday home is classified as a home that is not your main residence used for leisure purpose, some example of holidays homes include:

  • A Log Cabin
  • A Park Home
  • A static Caravan or Mobile Home
  • A Chalet or Villa
  • A Summer House
  • A Cottage or Farm House
  • A Listed Building

Towergate Holiday Home Insurance

They not only provide holiday home insurance Northern Ireland, but also cover is available for Holiday Homes or Second Homes in the UK, Ireland, France, Spain, Italy, Portugal, Greece, Southern Cyprus and Bulgaria.

Cover for holiday homes includes chalets, cottages, apartments, lodges, villas and even properties with flat roofs.

Highlights of Towergate Holiday Home Insurance

  • Leaks and burst pipes :  Cover for escape of water is included as standard. Condition do apply during winter months, please refer to policy wording for these.
  • Storm and flood cover :  Cover for damage caused by storm, flood and weight of snow is also included as standard, again check policy for any applicable conditions.
  • Towergate/GEO offer full buildings cover for overseas properties, some other provider may only offer “shell only”, please check the policy wording.
  • Cover is available for a holiday home that is being sued by family and friends or if required commercially let.
  • A high level of Public Liability cover available up to £5 million. This is important if you are letting out a property (other provider may have much lower levels of PL cover
  • Optional Overseas Emergency Travel Expenses up to £1,000
  • 24 Hour Legal Advice Helpline (UK Only)
  • If you let out your holiday home an option for Accidental Damage cover is available, this covers damage caused by tenants where a signed rental agreement is in place

Insurance Quotes NI Does not recommend any insurance Companies. Services offered by this provider may change over time. Always check Ts&Cs.

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