A trusted route to short-term cover for UK & NI drivers

Temporary Car Insurance Northern Ireland (NI)

From Just 1 Hour

A trusted route to short-term cover for UK & NI drivers

Temporary Car Insurance Northern Ireland (NI)

From Just 1 Hour

Need quick cover in Northern Ireland? Get instant temporary insurance from 1 hour to 28 days. Perfect for borrowing cars, test drives, or sharing the driving.

Get Covered in Under 2 Minutes

Cover from 1 hour to 28 days in an instant

Instant cover from 1 hour to 28 days

Protects your main No Claims Discount

UK-wide coverage including Northern Ireland

Quote provided by GoShorty, a specialist temporary insurance broker.

Partnered with GoShorty

Access to an FCA regulated broker

Instant Cover

Protects Your NCB

Who Needs Temporary Car Insurance in Northern Ireland?

Whatever your situation, we’ve got flexible cover options from 1 hour to 28 days across all of NI

Learning to Drive

Need to get some practice in?

Get hourly, daily or weekly insurance and practise as much as you want for as long as you need across Northern Ireland.

Learner Drivers →

Just Passed Your Test

Driving for under a year in NI?

Only pay for what you need with our temporary car insurance options, arranged in minutes for new drivers across Belfast, Derry & beyond.

New Drivers →

Been Driving a While

Held your licence for over a year?

Choose from our range of flexible temporary car insurance options, available on your own car or someone else’s anywhere in Northern Ireland.

Experienced Drivers →

Other Temporary Insurance We Offer in NI

Van Insurance

Temporary cover for vans & commercial vehicles

Learn More →

Impound Release

Get your vehicle back quickly with impound cover

Learn More →

Student Insurance

Flexible cover for students in Belfast & beyond

Learn More →

Hire & Reward

Pay-as-you-go hire & reward temporary cover

Learn More →

Get Temporary Car Insurance in NI

Four simple steps to get covered across Northern Ireland

Vehicle Details

Enter the vehicle registration and ownership details

Driver Information

Fill in the driver’s details and NI/UK driving licence number

Get Your Quote

Review your quote and choose the cover duration that suits you

Hit the Road

Cover starts instantly. Drive anywhere across Northern Ireland

Car Insurance NI FAQ’s

Does car insurance Northern Ireland cover driving in the South of Ireland?

Yes, NI car insurance will provide the minimum of third party when driving in the south of Ireland, plus driving in Europe. In the post Brexit era, an agreement has also been reached that removes the green card requirement for travel by car in the EU, which includes the Republic of Ireland.

Does car insurance NI cover driving in England?

NI Car insurance provides cover for driving in England, Wales and Scotland. However, if you relocate from N Ireland, you must inform your insurance broker of the change of address.

Can I drive my car without MOT if it is booked in Northern Ireland?

The PSNI have an agreement in place not to prosecute motorists in NI if they are found to be driving without a valid MOT, but only if they can show proof that the vehicle has been booked in for the MOT test and the vehicle is roadworthy and not subject to SORN. This is discretionary and may be revoked if the backlog is cleared, so please re-check with the PSNI if you are considering driving without an MOT.

Is monthly car insurance available?

Most brokers will allow you to spread out the premium payments over a 12-month period. If you only need car insurance for a month or temporary insurance then you need to try a broker that deals exclusively in short term insurance, follow this link for a quote for temporary van or car insurance.

Can I get Car Insurance as a young rriver?

Yes. While car insurance is typically more expensive for young and learner drivers, cover is still available. OneClick Insure can help you compare quotes for young drivers, first-time drivers, and student car insurance, including flexible temporary insurance options where short-term cover is needed.

Can I get temporary car insurance for a few hours or a few days?

A huge demand exists for temporary car insurance in Northern Ireland and as usual many of providers of short erm insurance will not provide cover to NI residents. One exception is Go Shorty, who will accept UK and NI licence holders in need of cheap hourly car insurance for any short period of time from 1 hour up to 28 days.

The PSNI are on a drive to remove uninsured cars for the NI roads, making it safer for all of us. Whilst some drivers are intentionally driving without car insurance, others are either have the incorrect insurance or believe their insurance has been auto-renewed. If you are found driving without the correct insurance apart from penalty points and fines, you will likely have your vehicle impounded and need impounded car insurance to regain custody.

About the Author: Eamonn Turley

Eamonn Turley is the founder of OneClickInsure.co.uk, an independent price comparison platform that helps users across the UK and Northern Ireland explore a range of insurance options quickly and easily. Eamonn specialises in presenting clear, straightforward information so users can compare policies with confidence and make informed decisions based on their own needs and circumstances.

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