Compare Motorhome Insurance Northern Ireland
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Compare Motorhome Insurance in Northern Ireland
Motorhomes come in all sizes, from small VW pop campervans to larger 3/4 berth mobile homes. When it comes to finding a good policy to cover the family touring camper, we advise comparing quotes from different providers of motorhome insurance. How? When you select the Quick Quote and complete a simple online inquiry form provided by QuoteZone, your details will be passed to a panel of specialist campervan insurance providers, who in turn will send you an insurance proposal. It is that simple!
What our expert says
Consumer Inertia, for example not shopping around come renewal time, was cited as one possible reason why insurance is higher in NI than other parts of the UK in a scoping paper by the NI Consumer council. Eamonn Turley, Founder of MultiQuoteTime.co.uk
Flexible payment methods for Motorhome Insurance
Most providers of insurance are flexible when it comes to payment, and you will have a choice to opt for monthly payments or one off annual payment. P please note, the annual payment should work out cheaper marginally than paying monthly. Also make sure you have a good level of security inbuilt to your campervan the latest immobiliser with a tracking device should also help ensure you get your camper back if stolen, and it should also lower your premium costs Additionally adding in safe or covered parking and a cap on annual mileage should also lead to cheaper insurance quote for your family holiday Camping Van. We cover every type of camper, including that classic camper you have parked in the Barn. We can also help you compare NI car insurance.
Quotes for both Touring Campervans and Static Caravans Available
When you select the Get Quotes option, you will be able to select either a touring van or static campervan insurance NI at the top of the form.
Choosing the right level of motorhome insurance
Motorhome insurance is available at 3 basic levels that you will be familiar with if you have insured a car or a motorbike. However, some providers will offer new for old cover, but only if certain criteria are met. For example, it is only provided for nearly new campervans usually under 5 years and as replaces your stolen or destroyed camper with a new equivalent it will be more expensive than the standard cover.
Third Party Only Cover
Cover for your campervan is limited to cover for damage to the other vehicle only or the property of a third party.
Third Party Only Withe Fire & Theft
Cover is extended from third party to cover damage to your campervan if it is stolen or damaged by fire, still no cover for your campinvan if involved in an accident that was your fault.
Comprehensive Cover
This is the top level and provides cover to you, your motorhome and your property. This is in addition to third party fire and theft cover. Exclusions will always apply, but in normal circumstances if your campervan is in an accident, and you were deemed to be at fault the policy will pay out not only to cover any third party claims, but also your own costs.
OneClick Insure Shares Expert Tips on reducing Motorhome Insurance Costs
| Factor | How It Can Reduce Your Premium |
|---|---|
| Drivers | Limit to named drivers only. Avoid adding drivers under 25 or drivers with a claims history. |
| Security | Ensure your RV or motorhome has an approved immobiliser and, ideally, a tracking device. Older models may require upgrading. |
| Reduce Claims | Drive with safety first in mind and never exceed speed limits for campervans . Safe driving reduces the likelihood of needing to make a claim, helping to keep insurance premiums lower. |
| Insurance Excess | Increase your deductible/excess. Taking on a higher excess can significantly reduce your insurance cost. |
Insurance Quotes Available for all Motorhome Models and Makes
We have highlighted some of the more popular models in the table below, if yours is not listed don’t worry the p[panel will still provide you with comparative quotes regardless of model, including imports such as the ever popular Mazda Bongo van.
Cover is available for all motorhomes, static caravans and touring caravan brands including Swift caravan insurance plus folding campers, the Pennine being a good example of a popular trailer tent that can now be easily insured online.
Compare Now to Find Best Value Motorhome Cover
How does it work ? When you select the Get Quote button you will be passed to Quotezone where you may enter details of your motorhome or campervan, relax whilst the brokers prepare an individual insurance proposal, these will be emailed directly to your inbox, normally the first few will arrive in under 30 minutes, yes that quick sit back and wait for online quote to arrive into your mail inbox.