Learner driver Insurance NI

Compare Learner driver Insurance NI

  • ✓ Drivers aged 18–75, protect the vehicle owner’s No Claims Discount
  • ✓ Insure a car for the exact amount of time you need it
  • ✓ Cover available from 1 hour to 28 days instantly
Temporary Car Insurance Northern Ireland

Compare NI Learner Driver, insurance quotes from Insurance providers including

Compare Temporary Learner driver Insurance NI

Learner driver insurance lets you get behind the wheel of a friend or a relative’s car without affecting their no claim’s bonus. This has made learner driver insurance NI a product in growing demand. With learner driver cover in place, you can get valuable practice time behind the wheel, building up valuable road driving experience.   

Can I purchase Learner driver Insurance for 1 week or Less?

Provisional Insurance is available from 1 hour upwards to a maximum of 24 weeks. Daily learner driver insurance is popular, which is geared to those that a have a set day for driving practice. The term of the temporary learner driver insurance cover is flexible with weekly learner driver insurance, a top pick with many leaner drivers in Northern Ireland. The most popular picks are listed below.   

What is learner driver insurance NI?

Learner driver insurance NI is covered aimed at learner drivers, unlike annual car insurance it can be purchased for the period of time that you are learning to drive. It covers the car that you are learning in, and any accident does not impact the owner’s driving history. Learner driver insurance is often referred to as simply provisional Insurance   

Learners insurance NI rules

Before you can start to learn to drive in NI, you need to be able to check all the boxes listed below. 

  • ✓ Hold a valid provisional driving licence for Northern Ireland or GB
  • ✓ Learning vehicle must be roadworthy and taxed
  • ✓ Have a qualified driver as a supervisor — must be over 21 and have held a licence for at least 3 years (NI, GB or EU licence accepted)

Do I need a supervisor?

All learner drivers must be under supervision. The supervisor must be a qualified driver and held a valid UK driving licence for a continuous period of  3 years. The supervisor must be age 25 or over and have held a full UK driving licence for a minimum of 3 years.

What level of car insurance are available for NI learner drivers?

Most providers of temporary learner driver insurance will provide cover at three levels, the same as standard car insurance. Some will only provide fully compressive insurance. We have partnered with GoShorty who provide fully comprehensive insurance only.

  • Basic Third Party : Cover for damage to vehicle or property of a third party, the legal minimum required to legally drive in Northern Ireland.
  • Third party with fire and theft : Includes third party cover with the addition of fire or theft of  your vehicle.
  • Comprehensive : Highest cover available, affording cover to the third party plus your own vehicle or property.

Steps to reduce the cost of provisional insurance in the North of Ireland

Below, we have listed steps that you may be able to take in order to get cheaper price for learner driver temp insurance

  • Increase the excess: Choosing a higher excess may reduce your premium, but remember you may need to pay this amount if an accident is your fault.
  • Compare learner insurance NI quotes: Shopping around and comparing multiple NI brokers can result in meaningful savings.
  • Car category: Cars in lower insurance groups usually cost less to insure for temporary learner driver cover — especially useful if borrowing a vehicle.

Frequently asked questions

Temporary Car Insurance Providers

Oneclickinsure.co.uk have partnered with GoShorty to help you obtain Temporary Car Insurance. GoShorty is a trading style of Complex to Clear Group Limited, registered in England and Wales and authorised and regulated by the Financial Conduct Authority (FRN 751221). Company Registration Number 05044963. Data Protection Registration ZA456686.

Eamonn Turley - OneClickInsure.co.uk

About the Author: Eamonn Turley

Eamonn Turley is the founder of OneClickInsure.co.uk, an independent price comparison platform that helps users across the UK and Northern Ireland explore a range of insurance options quickly and easily. Eamonn specialises in presenting clear, straightforward information so users can compare policies with confidence and make informed decisions based on their own needs and circumstances.

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