AXA Home Insurance NI Review 2026
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AXA Home & Contents Insurance NI Guide 2026
AXA has a strong presence in Northern Ireland with their AXA NI dedicated website. They have a good range of insurance products. With home insurance they offer attractive discounts for those that do not make claims, currently a 35% discount for 3 years with no claims. Home insurance NI polices starting at £146
AXA Offer 3 Home Insurance NI Options
| Insurance Type | What It Covers |
|---|---|
| Buildings & Contents Insurance | Most comprehensive cover, providing protection for both your home and its contents. Limits may apply, so always check the policy details. |
| Buildings Only Insurance | Covers the structure of your property and may include outdoor buildings and permanent fixtures such as built-in wardrobes and kitchen cabinets. |
| Contents Only Insurance | Ideal for renters, covering your personal belongings including furniture, clothing, valuables, and accessories. |
The building’s element may include damage by fire, vandalism, storm damage, Subsidence cover, escape of water, alternative accommodation, replacement of locks and more, these are detailed further in the policy documents. The content’s policy may include cover for a range of possessions that may include items left in the garage or out in the open, food if the freezer and other high value items.
As with all insurance policies, limits and exclusions will apply, so do check these to understand these or to negotiate different limits in advance if taking out your home insurance policy.
AXA NI Benefits
AXA over the following over all their product range including AXA car insurance NI. The key benefits of AXA home insurance for Northern Ireland includes cover against fire, storm or flood, water or oil escaping. Theft, malicious acts and subsidence.
- Liability for up to £2 million – Against claims made by a third party whilst on your property.
- Replacement locks – Maximum replacement value capped at £500 .
- Accidental breakage of fixed glass – Including conservatory , skylights, doors and windows.
- Local NI Support – Call in or over the phone with offices in Ballymena, Bangor, Belfast, Coleraine, Derry/Londonderry, Enniskillen, Newry, Newtownabbey, Portadown, Omagh and Lisburn
- Flexible Payments – Including Monthly payment plans.
- Local Claims Line – Available day and night, 02890 020 104.
OneClick Insure Does not recommend any insurance company. Services offered by this provider may change over time. Always check Ts&Cs. The information contained on this webpage is for editorial purposes only and not intended as financial advice
*51% of consumers could save £241.88 on their Home Building & Contents Insurance. The saving was calculated by comparing the cheapest price found with the average of the next fourteen cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2025. The savings you could achieve are dependent on your individual circumstances.
