Compare NFU Mutual Home Insurance

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Why NFU Mutual Home Insurance

The NFU was started by a group of seven farmers back in 1910. Back then, the focus was on providing insurance based on the needs of the farming community. A lot has changed since then, with the Mutual becoming a household name in the UK and NI. No linger just catering to farmers, they now offer a wide array of insurance products. Some of the most popular include home insurance, car insurance, business insurance, farm insurance, equine and pet insurance, and other types of coverage.

The big differentiator between NFU and other insurance companies is that it is a mutual company, owned and operated for the benefits of its members. Another key difference shared with only a few other insurance companies is that hey do not appear on insurance comparison sites. To get an NFU home insurance quote, you need to go direct to their website and complete an initial inquiry form. One of the local networks will then contact you to give you a personalise quoted. 

The NFU Mutual has a network of local agencies enables them to provide personalized service and build strong relationships with their customers. Their commitment to customer service and understanding of the unique challenges faced by rural communities has made them a trusted insurance provider in the UK.

Highlights of NFU Mutual Home Insurance

  • Mutual Bonus  – The mutual will reward you for renewing your policy.
  • No Monthly Fees – The NFU will let you spread the house insurance payments without carking addition processing fees.
  • Free Amendments to an Existing Policy – Mutual again does not charge any clerical fees for making changes to an existing policy/

Types of Home Insurance Offered by the Mutual

Mutual offers 2 core products home or buildings insurance and contents insurance, you can choose either or if wish you can include both under a combined house insurance policy.

  • House Insurance  – The mutual will reward you for renewing your policy.
  • Contents Insurance– The NFU will let you spread the house insurance payments without carking addition processing fees.
  • Combined house and Contents policy –This is the most common product sold by NFU

Additional Cover Available Includes

The base policy can be extended to include one or more of the following lifestyle products,

  • Personal Belongings Outside of your Home   – This option provides cover for your personal belongings including up to  £1,000 in cash, whilst oh holiday for example. Any item over £600 must be listed 
  • Emergency Cover  – This will provide cover £1,000 per claim, without any excess to pay, it is also included in the Mutual Bespoke Home Policy.

How can you save money on NFU Mutual's home insurance?

Similar to other provider of home insurance, installing an approved alarm system should entitle you to a discount on the standard premium. It is important to note that if you subsequently fail to use the alarm and need to make a claim, that provider can refuse to payout.

How can I claim?

Should you need to make a claim, simply call them on 0808 256 7199, they will ask for details of claim and what action that you have taken and they will be able to best advise you on the next steps in the claim process

Compare home insurance deals

Compare deals using the service provided by SEOPA.  You could pay less than £190* on your Home Insurance

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*51% of consumers who received a quote for Home Building & Contents Insurance through this service provided by Seopa Ltd in October 2022 were quoted less than £189.71. The price you could achieve is dependent on your individual circumstances.

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