Happy Place Caravan Insurance
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Happy Place caravan insurance is a trusted brand offering touring caravan insurance, the brand is owned by Caravan Guard. The Happy Place team have over 30 years experience in providing caravan insurance. During this time, they have stayed in front of the competition by continually reviewing their products to make sure they meet the changing needs of caravanners. Happy Place Caravan polices are backed by RSA. RSA is one of the UK’s largest personal line insurance providers and have a history that stretches back over 300 years.
Touring caravan insurance is not a legal requirement, and most standard car insurance polices will provide third party cover when a trailer tent or caravan is being towed. Take note, third party cover will not cover any repair or replacement bills. To get this type of cover, you will need specialist caravan touring insurance, like the polices offered by Happy Place Caravan insurance. These specialist polices should provide cover for accidental damage, theft and storm damage. Flooding may be excluded if the caravan will be sited in an area with high flood risk.,
Security Requirements for Happy Place Caravan Insurance
All insurance providers will insist on a minimum level of security to reduce the very real risk of caravan theft. The more that you can reduce the risk of theft and also increase the change of recovery by use of a tracking device, the more likely you will get a discount on caravan insurance. Happy Place require a minimum of a wheel lock and hitch lock to be fitted when the caravan is left unattended or detached from the towing vehicle
Happy Place Campervan Insurance Highlights
These are all subject to change, always consult the insurance policy
- Accidental damage, fire, theft, storm and flood cover whilst touring or in storage.
- Loss or damage to the touring caravan when being used for social, domestic or pleasure purposes
- Loss or damage to the touring caravan whilst detached or being towed
- Loss or damage to the touring caravan while in the custody of recovery service or repair service.
- Loss or damage to your caravan and equipment by any insured cause, subject to policy sums insured
- Recovery and redelivery of the caravan if it is disabled by an insured cause.
- Legal liability up to £5,000,000
Happy Place Campervan Insurance Optional Extras
Most providers will tailor a policy to meet with your requirements, letting you pick and choose the cover required. Most providers will offer the following as options to the core policy.
- New for old insurance if meets qualifying conditions, normally under 3 years old.
- Personal possessions ( first check if not already covered by your house insurance. Restrictions include personal possession items over £300 and high risk items jewellery and gadgets
- Emergency accommodation if the event your caravan is damaged whilst you are actually on holiday
- Option to protect your no claim’s bonus, if number of claims under 2 over 3 consecutive years
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