Compare Lancaster Classic Car Insurance

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About Lancaster Insurance

Presently, Lancaster is associated with being of the top provides of classic car insurance alongside names that include Carol Nash, Adrian Flux, Footman James and Hagerty Insurance.  Lancaster has been provided insurance for classic cars and other niche related motor insurance products, including 4x4 insurance, since 1984. They are also one of the few insurance companies that can offer q plate car insurance if you are the owner of a kit car, personal import or a military vehicle.

Who Owns Lancaster Insurance

In 2013 Lancaster give up its independence and joined the Markerstudy Group of Companies, but it still continues under its own brand and specialises in niche car insurance products,

Lancaster Insurance Services

Lancaster's insurance services specialise in arranging cover for your cherished vintage vehicle. The vehicle can be anything on 4 or even 2 wheels, including classic Motorbikes, Motorhomes. Tractors and even Boats. These policies are focused on protecting your investment and Lancaster believe they have some of the most competitive class and vintage car insurance schemes on the market. For those in the know, Lancaster has earned a solid reputation in this niche insurance sector. Check out classic car forums to find out what others say about this provider. 

Whilst your cherished vehicle will only be on the roads occasionally, the law of averages dictate that you are at risk of something going awry and having the correct type of insurance in place is essential to protecting your valuable asset.

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How does Lancaster Determine if a car is Classed as a Classic?

Lancaster admits to this being a million-dollar question, as so many views exist in the world of vintage and classic cars. Whilst HMRC will define a car as class when it reaches 15 years old, in Lancaster's have a more open view many other cars can be classic, examples include the MGTF and the MX5

Insuring your Classic Car with Lancaster key benefits

When compare Lancaster classic insurance against other reputable providers, consider the following benefits provided by Lancaster to both its UK and NI customers

Summary of Benefits of Lancaster Classic Car Cover

Lancaster Car Clubs Partners

Like Motorhome insurance being a member of a club will bring benefits when it comes to insure your cherished classic, below are just some of the many clubs that Lancaster is associated with.  If, for example, you are a member of the MX5 club, you can expect a discount on MX5 insurance premium from Lancaster insurance and a few other providers of this niche insurance product.

Are Classic Cars Cheap to Insure?

In many cases, a classic car can be cheaper to insure than your everyday daily driver car. Providers of classic car insurance such as Lancaster understand that older vehicles are not pushed to the limits and driven carefully at lower speeds than modern cars, These factors combined make for a lower insurance risk than for standard car insurance. In addition, these cars are driven less, so they can benefit from reduced mileage insurance benefit. As such they can be classed as lower risk and in return they can offer cheaper insurance premiums.

Lancaster Insurance Agreed Valuation

Lancaster is also one of the few providers of classic car insurance to understand the love bestowed on classics in both the UK and NI and offer the options of 2 year agreed value for an extra sum. Currently, you can avail of this extra for a modest £18.00 per year