Hobby Caravans Insurance History
Hobby have been manufacturing premium caravans in Germany for over 55 years, making them one of Europe’s most respected caravan brands. Known for their exceptional build quality, innovative design and superior insulation, Hobby caravans are a popular choice for UK tourers who want reliability and comfort. Whether you own an Excellent, Prestige, De Luxe or Maxia, specialist insurance is essential to protect your investment.
If you are in the market for caravan insurance, make sure to compare all the reputable providers — and that includes NACO static caravan insurance, LV, CETA caravan insurance and Happy Campervans.
What Type of Holiday Homes Does Hobby Cover?
Hobby specialise in different types of park home based lodgings, static caravans, lodges, mobile homes and chalets. They also provide cover for touring caravans and motorhomes.
Holiday Caravan Parks
These are static caravans (not touring caravans) that are situated in licenced parks.
Residential Park Homes
Mobile home, lodge or chalet.
As with all insurance policies, limits and exclusions will apply, so do check these to understand them or to negotiate different limits in advance if taking out your home insurance policy.
Why You Should Consider Holiday Home Insurance
The last few years have seen a steady increase in the number of holidaymakers that have opted to invest in a mobile holiday home, campervan or static caravan. These types of holiday homes, like any home, can be damaged in winter from frozen pipes that cause water to escape, or from storms and floods. In addition, as they are left empty for long periods of time, they can also fall victim to theft and sometimes vandalism.
Insurance will provide you with compensation should an insured event happen. It is important to spend some time upfront to get an understanding of your expenditure and costs so that you choose a suitable level of cover. No need to over-insure, but it is important not to under-insure.
When making comparisons, it is also important to compare the levels of cover provided and compare these along with any exceptions to the cover and the policy excess.
Does Hobby Caravan Insurance Automatically Include Contents?
Like most providers of caravan insurance, contents is not part of the standard cover, but contents cover may be added to the policy.
Is My Decking/Steps/Hot Tub/Shed Covered Under a Hobby Policy?
Hobby caravan insurance provides an option to include a structure sum assured amount and this can be used to cover the costs of decking, steps, fencing, an outdoor tub or shed.
Does Hobby Offer New for Old Cover?
The short answer is yes, Hobby offer new for old caravan and motorhome insurance. Two categories of cover are available with Hobby: 1) Market Value and 2) New for Old.
What is Market Value Cover?
If you opt for market value and your campervan or caravan is a total loss, the payment received will equate to the value before the loss — not when the caravan was purchased. This means that if you have to replace the caravan with the same or similar model, you would have to make up the difference between the current purchase price and the existing value of your caravan when it was written off.
What is “New for Old” Cover?
In contrast to the market value concept, the new for old cover will actually pay out the amount needed to purchase a new equivalent campervan or motorhome that was valued as a total loss.
Start Comparing Caravan Insurance
Finding a caravan insurance policy that meets exactly with your needs is challenging — that’s why the panel of insurance providers will find the best cover tailored to your needs. Select caravan or motorhome from the drop-down list below to start comparing options.
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