Drink Driving Insurance NI
– Get Back on the Road with Specialist Cover
Drink Driving Insurance NI
– Specialist NI Conviction Quotes
Finding affordable drink driving insurance in Northern Ireland can be difficult. We connect you with specialist UK insurers who understand NI-specific licensing and provide competitive quotes for drivers with DR10, DR30, or DR80 convictions.
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Quotes provided by a panel of specialist conviction insurers.
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Having convictions on your driving licence makes it difficult to find a cheap deal on car insurance NI. We have partnered with Quotezone who are able to share your drink driving or drug driving insurance requirements with a select panel of brokers that specialise in drink driving insurance for Northern Ireland residents.
Drug Driving Insurance NI
Weed and other hallucinogenic drugs may come to mind, but a growing number of motorists are being convicted having followed prescription over the counter medicine.
Types of NI Car Driving Convictions
The list of conviction codes is impressive, but we have demystified the more common ones below.
Speeding
Codes: SP10, SP20, SP30, SP40, SP50
Drink Driving
Codes: DR10, DR20, DR30, DR80
No Insurance
Code: IN10 (6-8 Penalty Points)
Dangerous Driving
Codes: DD10, DD40, DD60, DD80, DD90
Drug Driving
Codes: DG10, DG30, DR80, DR90
Totting Up
Code: TT99 (Ban for reaching 12 Points)
| Code | Offence Description | Points |
|---|---|---|
| SP30 | Exceeding the speed limit on a public road | 3 |
| IN10 | Driving without insurance | 6-8 |
| CU80 | Using a handheld mobile phone while driving | 6 |
| TS30 | Failing to comply with a ‘Stop’ sign | 3 |
| MS10 | Leaving a vehicle in a dangerous position | 3 |
| CU30 | Using a vehicle with defective tyres | 3 |
| MS70 | Driving with uncorrected defective eyesight | 3 |
| TT99 | ‘Totting Up’ Ban (12+ points within 3 years) | Ban |
Note for NI Drivers: Most endorsements stay on your licence for 4 years from the date of the offence, though some serious convictions (like DR10) remain for 11 years.
| Measurement Method | Legal Limit (NI) |
|---|---|
| Breath (Micrograms per 100ml) | 35µg |
| Blood (Milligrammes per 100ml) | 80mg |
| Urine (Milligrammes per 100ml) | 107mg |
Important: These limits apply to fully licensed drivers in NI. Please note that while England and Wales are moving toward lower Scottish limits in 2026, Northern Ireland currently maintains these thresholds.
Drink Driving Offences
| Code | Description of Offence |
|---|---|
| DR10 | Driving or attempting to drive with alcohol level above limit |
| DR20 | Driving or attempting to drive while unfit through drink |
| DR30 | Driving or attempting to drive then failing to supply a specimen for analysis |
| DR31 | Refusing permission for analysis of a blood sample taken without consent (incapacity) while driving |
| DR40 | In charge of a vehicle while alcohol level is above the legal limit |
| DR50 | In charge of a vehicle while unfit through drink |
| DR60 | Failure to provide a specimen for analysis (non-driving circumstances) |
| DR61 | Refusing permission for analysis of a blood sample taken without consent (non-driving circumstances) |
| DR70 | Failing to provide a specimen for a roadside breath test |
Data Retention: Most DR codes stay on your driving record for 11 years from the date of conviction. This is why specialist insurance is required long after the initial ban has ended.
Insurance NI with Points on Licence
Points can be awarded for many traffic offences, the most common is speeding or SP30. If you have built up points or a have a conviction, it is difficult to find even insurance companies that will quote you. However, if you do the research, you will be able to find insurance that you can afford to pay, so you are back on the road again. In some cases, this may involve having to scale back your car to a lower insurance category, making it cheaper to get insurance. The panel can provide you with a range of convicted driving car or even van insurance quotes. This should help you in your goal of finding an affordable insurance deal for drink driving , drug driving or a licence with points
Introduction of Alcohol interlocks
An alcohol interlock is a device that the driver must blow into and if above the set limit, the engine will not start. This is in operation in Sweden and parts of North America. The Road Charity Brake and others are calling for it to be introduced following figures released in 29019 showing the high number of repeat drink driver offenders. The figure was a shocking 5,000 repeat offenders (England, Wales, Scotland and NI combined) over a period of 4 years.