Car Insurance NI

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Save up to £518* on your NI car insurance
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Save time and money with OneClick Insure – a trusted NI price comparison site helping individuals and businesses compare insurance quotes quickly and easily.

Providing this service since 2016.

Featured Article In The Belfast Telegraph – How to get travel insurance for less.

You could save up to £518* *51% of consumers could save £518.14 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from June 2025 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.

Car Insurance NI FAQ’s

Does Insurance Quotes NI charge me a fee?

No, InsuranceQuotesNI.co.uk doesn’t charge its users a fee, and we also don’t build hidden fees into the premiums you’re quoted. In fact, you may be able to save time and money by using the insurance comparison service than you would have been offered if you’d gone to those providers directly.

Does car insurance Northern Ireland cover driving in the South of Ireland?

Yes, NI car insurance will provide the minimum of third party when driving in the south of Ireland, plus driving in Europe. In the post Brexit era, an agreement has also been reached that removes the green card requirement for travel by car in the EU, which includes the Republic of Ireland.

Does car insurance NI cover driving in England?

NI Car insurance provides cover for driving in England, Wales and Scotland. However, if you relocate from N Ireland, you must inform your insurance broker of the change of address.

Can I drive my car without MOT if it is booked in Northern Ireland?

The PSNI have an agreement in place not to prosecute motorists in NI if they are found to be driving without a valid MOT, but only if they can show proof that the vehicle has been booked in for the MOT test and the vehicle is roadworthy and not subject to SORN. This is discretionary and may be revoked if the backlog is cleared, so please re-check with the PSNI if you are considering driving without an MOT.

Is monthly car insurance available?

Most brokers will allow you to spread out the premium payments over a 12-month period. If you only need car insurance for a month or temporary insurance then you need to try a broker that deals exclusively in short term insurance, follow this link for a quote for temporary van or car insurance.

Can I get Car Insurance as a young rriver?

Yes. While car insurance is typically more expensive for young and learner drivers, cover is still available. OneClick Insure can help you compare quotes for young drivers, first-time drivers, and student car insurance, including flexible temporary insurance options where short-term cover is needed.

Can I get temporary car insurance for a few hours or a few days?

A huge demand exists for temporary car insurance in Northern Ireland and as usual many of providers of short erm insurance will not provide cover to NI residents. One exception is Go Shorty, who will accept UK and NI licence holders in need of cheap hourly car insurance for any short period of time from 1 hour up to 28 days.

The PSNI are on a drive to remove uninsured cars for the NI roads, making it safer for all of us. Whilst some drivers are intentionally driving without car insurance, others are either have the incorrect insurance or believe their insurance has been auto-renewed. If you are found driving without the correct insurance apart from penalty points and fines, you will likely have your vehicle impounded and need impounded car insurance to regain custody.

About the Author: Eamonn Turley

Eamonn Turley is the founder of OneClickInsure.co.uk, an independent price comparison platform that helps users across the UK and Northern Ireland explore a range of insurance options quickly and easily. Eamonn specialises in presenting clear, straightforward information so users can compare policies with confidence and make informed decisions based on their own needs and circumstances.